Last Updated: 1/01/2025

Welcome to Decimalytics! These Terms and Conditions ("Terms") govern your use of our services, website, and any associated products offered by Decimalytics ("we," "us," or "our"). By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree, please refrain from using our services.

1. Scope of Services

Decimalytics provides financial education, investment strategies, outsourced accounting, analytics, and economic research services to small businesses. We also produce educational content, including podcasts, webinars, and articles.

2. Eligibility

Our services are intended for individuals and small businesses. By using our services, you confirm that you are at least 18 years old and have the legal authority to enter into this agreement.

3. Account Registration

To access certain services, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Please notify us immediately of any unauthorized use of your account.

4. Payment Terms

For paid services, fees are outlined at the point of purchase. Payments must be made on time to avoid service interruptions. We reserve the right to modify fees with prior notice.

5. Intellectual Property

All content, including but not limited to text, graphics, logos, and software, is owned by Decimalytics or its licensors and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.

6. Prohibited Conduct

You agree not to:

Use our services for unlawful activities.

Share misleading or false information.

Interfere with the functionality of our website or services.

Resell our services without authorization.

7. Disclaimer

Our services are for informational purposes only and should not be considered financial, legal, or investment advice. Consult a licensed professional for personalized advice. Decimalytics is not liable for financial decisions made based on our content.

8. Limitation of Liability

To the extent permitted by law, Decimalytics is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

9. Termination

We may suspend or terminate your access to our services at our discretion for any breach of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Indiana, without regard to its conflict of law provisions.

11. Contact Us

For questions or concerns about these Terms, please contact us at [email protected].